Credit = bondage?

Almost every lane today can take a loan, at least cash, even in the form of goods. But there is a loan to take it? After all, salaries do not grow in volume, and prices, on the contrary, increase day by day. The financial guide decided to understand the question: how advisable it is to get into credit debts now?

There are no loans advertising today perhaps on rolls with toilet paper. Smiling men, women and pensioners who assure us at the benefits of the proposed loan with their “sincere” eyes, look from advertising posters in every city.

Filling out a loan is a matter of five minutes, which even the credit organizations themselves are talking about. All that is needed to receive a loan is a passport. In most cases, especially with lending to technology, even a certificate of income is not needed, not to mention guarantors. But it is one thing to get a loan, and quite another is to pay it.

Nobody loves to live in debt. This fact will not deny a single loan recipient. As soon as the thing has passed into your “credit” use, you cannot think about anything else, except for repaying debt.

Moreover, even the presence of a stable salary does not guarantee that one fine day you will be fired, or there will be a reduction … than then pay a loan? Find a new job within a month allotted for paying a loan is something behind the line of real. And if there is still work to get the first salary will have to work out at least the same month. And in the case of non -payment or delay in payment, considerable interest will be required from you.